We pride ourselves in being able to provide our communities and our customers with state of the art up-to-date information 24/7. 

FREE 24 HR RECORDED REAL ESTATE & MORTGAGE CONSUMER INFORMATION

800-337-0420

We are constantly updating/adding voice recorded messages to assist you with having information available to you 24/7.  

After listening to the recorded message(s), if you would like  additional information you can press "0" for more options and/or  contact us  and we will be happy to discuss with you further.

Loans:

• What is a FHA loan?
• What is  a VA Loan?
• Conventional Loans: Conforming - Conforming Plus - Jumbo Loans - What's the difference and what loan is best for me?
• Is a stated income loan still available?
  
• No, but with the new Conforming plus program, there is limited documentation needed on a refinance if your loan is with Fannie Mae or Freddie Mac . Ask your loan officer for details.
  
• First time home buyer

• UT Grant
• How does the Gov't Tax Credit work?
• Four Ways Stimulus Helps Homeowners, Buyers

• Are you Eligible?
• Loan Modification
• Refinancing help
• Frequently Asked Questions (PDF)
  

• Income information: Monthly Income
• Asset Account Information: Bank Balances
• Liabilities: Balances and monthly payments, including mortgage payment (principal and interest payment, taxes and insurance (on refinances))

What Information doe I typically need to provide once I make application for a loan?

• 30 days most recent pay check stubs
• 2 Years W-2's
• 2 Years Tax Returns ( if self employed, commissioned income, own multiple properties)
  
• 2 months most recent bank statements for all asset accounts
• Final Bankruptcy and/or Divorce Decree, if applicable
• Copy of Mortgage Coupon
  

For additional information regarding any of the above, please contact a representative at Loan Access - Toll Free (866) 879-0076.